feat: support credit transfers and precious metal valuations

apps/web/src/locales/en.json

@@ -519,5 +519,37 @@
   "关闭后，已登录账号可直接显示隐藏资产。每次显示持续 5 分钟，也可手动锁定；保存此设置会锁定所有会话的隐藏资产。": "When disabled, a signed-in account can reveal hidden assets directly for 5 minutes. You can lock them sooner. Saving this setting locks hidden assets in all sessions.",
   "隐藏资产已显示": "hidden assets revealed",
   "显示隐藏资产": "Reveal hidden assets",
-  "当前包含隐藏资产 · 5 分钟后自动锁定": "hidden assets included · Locks automatically in 5 minutes"
+  "当前包含隐藏资产 · 5 分钟后自动锁定": "hidden assets included · Locks automatically in 5 minutes",
+  "独立资产计入总览": "Include standalone assets in overview",
+  "关闭后，独立资产不参与总额和净资产轨迹，资料与历史仍保留。": "Exclude standalone assets from totals and net worth history while keeping their records.",
+  "计入资产总览": "Include in portfolio totals",
+  "取消后不参与资产、负债及净资产轨迹，仍可管理和转账。": "Exclude from assets, liabilities and net worth history; management and transfers remain available.",
+  "不计入总览": "Excluded from totals",
+  "贵金属估价": "Precious metal valuation",
+  "黄金与白银按重量、纯度及每克参考价估值。每日尝试更新，失败保留旧价；参考价不含工费与回收折价。": "Value gold and silver by weight, purity and reference price per gram. Daily updates keep previous prices on failure; workmanship and resale discounts are excluded.",
+  "贵金属品种": "Metal",
+  "黄金": "Gold",
+  "白银": "Silver",
+  "重量（克）": "Weight (grams)",
+  "纯度（0–1，例如 0.999）": "Purity (0–1, e.g. 0.999)",
+  "随参考价自动记录估值": "Record valuations automatically with price updates",
+  "保存估价设置": "Save valuation settings",
+  "开启后，每日价格更新会新增估值历史；已有历史不会改写。关闭后可手动应用估价。": "Automatic updates add valuation history and preserve earlier records. You can also apply valuations manually.",
+  "刷新贵金属价格": "Refresh metal prices",
+  "应用估价": "Apply valuation",
+  "参考价": "Reference price",
+  "克": "g",
+  "手动录入贵金属价格": "Enter a metal price manually",
+  "每克纯金属价格": "Pure metal price per gram",
+  "报价日期": "Quote date",
+  "保存参考价": "Save reference price",
+  "贵金属估价设置已保存": "Valuation settings saved",
+  "贵金属参考价已更新": "Metal prices updated",
+  "估价已记入历史": "Valuation recorded",
+  "贵金属价格已保存": "Metal price saved",
+  "当前没有已设置重量的贵金属资产": "No configured precious metal holdings",
+  "正在更新贵金属参考价": "Updating reference prices",
+  "贵金属价格更新失败，已有价格与估值已保留，可手动录价": "Price update failed. Previous prices and values are preserved; you can enter prices manually.",
+  "请先创建至少两个启用中的账户。隐藏账户需验证密码后才能选择。": "Create at least two active accounts. Unlock hidden accounts before selecting them.",
+  "请选择启用的账户": "Choose an active account"
 }